Personalizing group dental insurance based on your company’s needs is easy with Principal dental insurance. Insurance doesn’t need to be complicated. Here are a few questions to think about when determining the type of coverage that’s right for you and your employees:
Who pays the insurance premium?
You can choose to pay for all, part, or none of the premium with Principal dental insurance. If your budget is tight, employees could pick up the entire cost of premium with voluntary dental insurance.
What dental benefits are you looking for?
We offer Preferred Provider Organization (PPO) designs in all states.1 Pre-paid and Dental Health Maintenance Organization (DHMO) designs are available in select states. Additional options may be available in your state.
What can be customized in the dental coverage?
体育网站投注You select from a wide range of deductibles, coinsurance, and maximums options. Each selection influences the bottom line. For example, a higher deductible comes with a lower premium but more out-of-pocket cost for employees. Only you can determine what’s right for your company.